Protection for the unexpected parts.

Travel insurance can help protect you from unexpected costs and disruption while you are away. Depending on the plan selected, benefits may address medical emergencies, trip interruptions, baggage issues or other listed events. Coverage is never automatic; always check the policy certificate.

• Choose cover that matches your destination and activities.
• Read the schedule, exclusions, limits and conditions before purchase.
• Keep your certificate and emergency assistance details accessible.

Available benefits vary by insurer, destination, traveller age, trip dates and plan. Examples can include emergency medical expenses, hospitalisation, evacuation, trip cancellation or delay, baggage loss and passport assistance when the event meets the policy conditions.

• Coverage limits and deductibles differ between plans.
• Pre-existing conditions and adventure activities may need special terms.
• A benefit is payable only when the policy wording allows it.

Review your policy as soon as you receive it and contact the insurer if any detail is incorrect. Make sure names, dates, destination and declared health information match your journey and documents.

• Carry your policy number and insurer assistance contact.
• Declare relevant medical conditions honestly where required.
• Keep receipts, reports, tickets and other evidence for possible claims.

In a medical or travel emergency, prioritise your safety and contact local emergency services first. Then call the insurer’s assistance number shown on your policy as soon as reasonably possible and follow its instructions.

• Ask the insurer before arranging non-urgent treatment where required.
• Report lost baggage, documents or travel incidents to the relevant authority.
• Record dates, names, reference numbers and supporting documents.

The insurer assesses claims, decides whether a benefit applies and manages settlement. MRMTrip can help you understand the booking or purchase details, but claims must follow the insurer’s process and cannot be guaranteed by MRMTrip.

• Submit the claim within the time limit shown in your policy.
• Provide complete and accurate evidence when requested.
• For purchase questions, contact MRMTrip at +91 7032 40 22 00 or info@mrmtrip.com.